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Kasafin Kamfanin Fulawa Ya Ragu Da Kashi 20

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Kamfanin FLOUR Mills Nigeria Plc ya ragu da kashi 20, a faduwar shekara-shekara, inda a farashin kudinsa ya kai Naira biliyan 4.3, a kashi na uku, K3’19, daga Naira biliyan 5.3 a K3 2018/19. Sakamakon kamfani da aka fitar wa Kamfanin Hada-hadar hannayen jari ta Nijeriya, karshen mako, NSE, ya nuna cewa Riba Kafin Haraji, PBT ya karu da kashi 23 cikin 100 zuwa Naira biliyan 3.7 a K3, kuma kashi tara cikin 100 zuwa Naira biliyan 12.3 Shekara zuwa Yau YtD.

Sauran mahimman bayanai sun nuna cewa kudin da kungiyar ta samu a cikin K3 2019/20 su ne Naira biliyan 152.7, idan aka kwatanta da Naira biliyan 130.9 a K3 2018/19 (kashi 17 – na shekara akan Shekarar, ga ci gaban YoY). Domin watanni tara sun kare, 31 ga Disamba 2019, yawan kudaden rukuni ya kasance Naira biliyan 423.5 wanda ke wakiltar habakar kashi shida idan aka kwatanta da shekarar da ta gabata.

Babbar riba ta karu da kashi 11 cikin 100 a cikin K3 da kashi uku na YtD. YtD Gross Riba shi ne Naira biliyan, 47.8 idan aka kwatanta da Naira biliyan 46 a bara. Kudin da YtD ya samar su ne Naira biliyan 7.9, idan aka kwatanta da Naira biliyan 7.2 a cikin shekarar da ta gabata. Da yake tsokaci game da sakamakon, Paul Gbededo, Daraktan Gudanarwar kungiyar, ya ce: “Na yi farin ciki da sakamakonmu na kwata uku. Mun dandano girma a cikin karfinmu, kuma riba kafin haraji ta karu da kashi 23 cikin 100.

Dangane da manufarmu ta ‘Ciyar da Al’umma, a Ko da yaushe,’ Ina da yakinin cewa muna kan hanya madaidaiciya yayin da muke ci gaba da wadatar da daraja mai amfani ga masu ruwa da tsaki.

“Zuwa cikin kwata na karshe na shekarar kudi, ana hasashen ci gaba da bunkasa yayin da muke ci gaba da aiwatar da dabarun da aka sa gaba, saka hannun jari a harkar kasuwanci da kuma rage farashin ayyukan da zai kara daraja har zuwa ga masu hannun jarin.”

 

 

Kashe Kudi Ba Ta Hannu Ba Ya Tashi Da Kashi 184%

 

Masu gudnar da mu’amaloli na kudi wadanda ke gudanar da ayyukan kudi ta wayar salula sun sami babban ci gaba a cikin 2019 yayin da darajar biyan suka karu da kashi 184 cikin 100 daga Naira biliyan 292.02 da aka yi tattara bayanan a cikin 2018.

A shekara ta 2019, sabon bayanan da aka samu daga Tsarin Bankin Nijeriyar ya nuna cewa an kashe kudin da suka kai Naira biliyan 828.1 daga hannun masu kudin ta wayar salula a kasar.

Tsarar biyan bashin wayar hannu kuma ya karu da kashi 470 bisa dari yayin da wakilai suka hada biyan miliyan 41.21 a shekarar 2019 idan aka kwatanta da miliyan 7.23 a shekarar 2018.

NIBSS na samar da dandamali ga ‘yan wasa a cikin biyan kudi ta wayar salula domin ba su damar yin aiki tare da bankuna da sauran cibiyoyin hada-hadar kudi don bayar da aiyuka iri-iri ga abokan cinikinsu da masu biyan su.

An sami ci gaba mai kyau a cikin daraja da girma na biyan kudin tafi da gidanka tun daga Babban Bankin Nijeriya, tare da hadin gwiwar sauran masu ruwa da tsaki, gabatar da tsarin banki na hukumar don isa ga marasa galihu tare da sabis na kudi da kuma zurfafa hada-hadar kudi.

Cibiyar sadarwar wakilan tana da ikon yin rajistar BBN, shigo da kudi, fitar da kudi, cajin airtime, biyan kudi da kuma tura kudade ga abokan ciniki a yankuna masu nisa.

A watan Janairun 2019, kasuwancin ya karu da kashi 28 cikin 100 zuwa Naira biliyan 26.83 daga Naira biliyan 20.95 a watan Janairun shekarar 2018.

A wata mai zuwa, kudaden da aka zartar ta hanyar wakilai na kudi ta wayar salula ya kai Naira biliyan 30.03 kamar yadda aka yi kan Naira biliyna 22.40 a watan Fabrairu 2018, wanda ya karu da kashi 34 cikin 100.

Yarjejeniyar biyan kudin wayar tafi-da-gidanka a watan Maris na shekarar 2019 ya kai Naira biliyan 38.44, wanda ya karu da kashi 58 cikin 100 kamar yadda ya ke kan Naira biliyan 24.39 a daidai wannan lokacin a shekarar 2018.

Dangane da bayanan NIBSS, yarjejeniyar biyan kudin tafi-da-gidanka wanda ya kasance Naira biliyan 23.98 a watan Afrilun shekarar 2018, ya karu da kashi 73 zuwa Naira biliyan 41.55 a watan Afrilun 2019.

Kasuwancin da suka cancanci Naira biliyan 46.85 an yi su a watan Mayu na shekarar 2019, sun karu da kashi 85 daga Naira biliyan 25.24 da aka yi tattara bayanan su a daidai lokacin a cikin shekarar 2018.

A watan Yuni na shekarar 2019, biyan kudi ta hannu ya karu da kashi 92 daga Naira 23.62 zuwa Naira biliyan 45.28. A watan Yuli na shekarar 2019, yarjejeniyar biyan tafi-da-gidanka ya kai Naira biliyan 60.13, wanda ya fadada da kashi 155 daga Naira biliyan 23.55 da aka yi rikodin shi a daidai lokacin a cikin shekarar 2018.

Nazarin da aka yi ya nuna cewa a watan Agusta na shekarar 2019, an aiwatar da biyan kuɗin wayar hannu wanda yawansu ya kai Naira biliyan 84.81 kamar yadda aka kididdige wasu kudin da aka kimanta a kan Naira biliyan 26.79 a cikin wannan watan a shekarar 2018, inda suke karbar kashi 217 cikin 100 na habaka.

Bayanan NIBSS sun nuna cewa an gudanar da mu’amala ta wayar salula wanda ya kai Naira biliyan 87.50 a watan Satumba na 2019, wanda kuma ya karu da kashi 244 daga Naira biliyan 25.46bn rikodin a daidai wannan lokacin a cikin 2018.

Bayanai na masana’antu sun nuna cewa a watan Oktoba na 2019, biyan kudi ta wayar salula wanda yawansu ya kai Naira biliyan 103.67, yana karuwa da kashi 373 bisa 100 idan aka kwatanta da watan Oktoban shekarar 2018, wanda ke da biyan kudi Naira biliyan 21.92.

Haka nan, a watan Nuwamban bara, biyan kudi ta hannu ya karu da kashi 346 cikin 100 don isa Naira biliyan 114.04 daga Naira biliyan 25.59 a cikin watan da ya dace a cikin 2018.

Disamban shekarar 2019 an samu biyan kudaden hannu ta hanyar sadarwar wakilai a duk fadin kasar da ya kai Naira biliyan 148.97, yana karuwa da kashi 429 bisa 100 daga Naira biliyan 28.14 a cikin wannan watan na shekarar 2018.

Babban bankin kasar (CBN) ya ba da lasisin wakili ga manyan kamfanonin fasahar hada-hadar kudi, wadanda a biranensu suka tura ma’aikatun banki zuwa wurare masu nisa a duk fadin kasar nan don sauwakawa da isar da aiyukan samar da kudade masu sauki, da kuma saukin farashi.

A matsayin wani bangare na sake fasalinsa a cikin 2018, Babban bankin CBN, ya kuma ba kamfanonin sadarwa damar da za su kara yawan hada-hadar kudi ta hanyar amfani da lambobin waya don saukake biya.

An ba kamfanin MTN lasisi na dalla-dalla, wanda hakan ya ba shi damar kafa cibiyar sadarwa ta wakili wacce ta fara ba da sabis na kudi a rukunin masu biyan kudi.

Haka nan, 9mobile da Globacom sun sami izini a cikin cipleabi’a don aiki bankin sabis na biyan kudi don shirin mu’amala ta kudi.

A cikin layi tare da karuwar girma da darajar biyan kudi ta hannu, tashar ma’amalar tashoshi da manyan jami’ai ke amfani da su ma sun kasance an habaka su.

Bayanan NIBSS ‘sun nuna cewa yawan tashoshin PoS mai aiki ya karu da kashi 40 cikin dari a shekara guda daga tashoshin 217,283 a cikin Disamba 2018 zuwa 303,162 tashar har zuwa Disamba 2019.

A halin da ake ciki, wakilan kudin wayar salula sun yi korafin cewa rushewar hanyar sadarwa da karbar fasaha suna ba da gudummawa matuka ga raguwar ma’amaloli, ta hakan yana yin tasiri ga makasudin su tunda yawancin bankuna ba su warware matsalar cikin lokaci ba.

Sun lura cewa raguwar mu’amaloli sun kasance mafi girma yayin lokutan ma’amala mafi girma da kuma lokutan bukukuwa. A halin da ake ciki, Babban Daraktan, Shafin Fadada na Babban Kamfanin Raba Shawara, Ronke Kuye, ya yi bayanin cewa ya yi hadin gwiwa tare da bankuna kan yadda za a warware matsalolin da manyan wakilai ke fuskanta a kan kari.

Kuye ya kara da cewa “Abin da muke yi a SANEF shi ne cewa muna aiki tare da bankunan don tabbatar da cewa sun warware duk korafin da abokin harka daga wakilan,” in ji Kuye.

A cewarta, cibiyar tana tsara kyakkyawan horo da matakai don warware batutuwan tsakanin manyan jami’ai da bankuna.

Shugaban, kungiyar Kamfanonin sadarwa na Nijeriya, Olusola Teniola, ya lura cewa ayyukan wakilan kudin wayar salula da bankuna sun dogara da cibiyar sadarwa.

Ya ce akwai bukatar a kara samar da kayayyakin more rayuwa ta hanyar sadarwa tare da inganta ingancin sabis domin biyan bukatun kudi.




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